FPM Risk & Wealth Management
Based on a comprehensive needs analysis that correctly assesses current and future requirements.
Reg No. 2015/413565/07
FSP No. 46610
Our philosophy regarding the wealth management and financial planning process - and therefore the foundation for adding value to our clients - is summarised as follows:
Our role as an independent financial advisor is to obtain detailed information about a client’s present financial situation and their future financial goals and objectives, to analyse this information in a logical and easy-to-understand manner, to develop a strategy that will enable the client to meet his objectives and then implement and monitor that strategy into the future.
What we offer
All solutions offered by FPM Risk and Wealth Management stem from this core philosophy and goal of adding value to our clients’ financial lives.
Local Investments
We assist clients with the creation of new investment accounts as well as the ongoing management of existing investments. These would typically include investment plans / unit trust accounts, endowments and tax free savings accounts.Global Investments
We assist clients with the creation of new investment accounts as well as the ongoing management of existing investments. These would typically include investment plans / unit trust accounts using an asset swap facility and global endowments using foreign investment allowancesForeign Allowance and Forex Services
We assist clients with the application for foreign investments allowances and the transfer of capital abroad within a cost effective environment.Retirement Planning
We use the latest systems and software tools to provide clients with a comprehensive analysis of their current financial situation, with the aim of providing a clear plan which will enable the realisation of specific retirement goals and objectives.
We assist clients with the creation of new retirement investments as well as the ongoing management of existing investments. These would typically include preservation funds and retirement annuities.
Estate Planning
We use the latest systems and software tools to provide clients with a comprehensive analysis of their current financial situation, with the aim of providing a clear strategy for the transfer of wealth between spouses and from generation to generation while minimising death related costs and taxes.
Establishment of Family Trusts and Trusteeship, where appropriate, are services offered by our business.
Last Will and Testaments
A critical tool within the wealth management process is the drafting and reviewing of a Last Will and Testament for our existing clients. Having an up-to-date, valid Will is critical within a holistic financial plan and forms the cornerstone of the generational wealth management process.
FPM offers a will drafting and executorship service to existing Risk & Wealth Management clients.
Risk Planning
We assist clients with an analysis of specific risks within their financial lives and then structure solutions to mitigate these. Solutions include life cover, disability cover, dread disease cover and income protection cover.
We assist clients with an analysis of specific risks within their business financial lives and then structure solutions to mitigate these. Solutions typically include life cover and disability cover.
Our expert advisers concentrate on understanding investors’ needs in building capital for the short term, medium term and long term.
They also play a guiding role so that future needs are adequately catered for within a carefully designed strategy that can be constantly tracked and monitored to measure its effectiveness. Through offering a one-stop approach and service, we want to be able to do as much as possible to assist our clients to meet their investment needs whether by way of retirement annuities, unit trusts, or other appropriate financial options.
We also provide advice and assistance with estate planning, will drafting, fiduciary insurance, life cover, life policies, risk planning and risk control. The more meaningful the service, the more likely it is that long term relationships will be developed, nurtured and maintained.
Want advice on investing wisely, with the support of a qualified financial planner? Chat to the FPM Risk and Wealth Management team today.
Contact us
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Jameson House, 2 Jameson Avenue,
Melrose Estate, Johannesburg, 2196
