FPM Employee Benefits
Providing independent advice that is always in the best interest of clients.
Reg No. 2015/413631/07
FSP No. 46611
We are an independent financial service provider with no ties to any product provider.
What we offer
Medical Aid
We are accredited with Discovery Health, Momentum Health, Fedhealth, Bonitas Medical Scheme, PPS, Bestmed, Medihelp, Kaelo Health.GAP Cover
Medical Aid Members are facing larger shortfall amounts, more frequently, for in hospital costs, co-payments, deductibles, and benefit limits. GAP cover is a short term insurance policy that helps pay for certain cost shortfalls that your Medical Aid does not.
We are accredited with Stratum Gap, Admed, Discovery Gap and Kaelo Gap.
Primary Care
Medical Aids are now unaffordable for many people. Primary Health Care products provide members with extensive day to day benefits including GP’s, prescription medication, specialists, OTC medication, dental, optical benefits chronic medication, pathology, and ambulance and hospital admissions in the case of an accident. These services are provided through a network of providers and hospitals. Primary Care is a short term insurance product.
It not a Medical Scheme and the cover is not the same as a Medical Scheme and is not intended as a substitute for a Medical Scheme
Wellness Programmes
These provide support for employees to sustain a healthy lifestyle.Employee Assistance Programmes
Mental issues are increasing and now affect up to 1 in 4 people worldwide. An Employee Wellness programme provides valuable support to your employees and their immediate family to protect both their physical and psychological wellbeing and assists them to cope with problems they may encounter at work or home. The services are provided on a strictly confidential basisInternational Medical Cover
This provides international cover for employees working out of South Africa on a temporary or permanent basisProvident and Pension Funds
Only 5% of employees in South Africa retire comfortably. Most of those rely on their employer’s pension or provident fund providing a disciplined, cost and tax effective savings plan for their retirement.Group Risk
Providing Life Cover, Disability Income Protection, Dread Disease and funeral benefit for your employees is cost effective and ensures that they or their family are looked after financially on their death or disability.Why choose FPM Employee Benefits as your consultants
FPM offers consulting and administration services on a wide-ranging portfolio of employee benefits. Our emphasis is on providing independent advice that is always in the best interest of our clients.
Our advice is based on an intensive needs analysis and then appropriate solutions recommended and discussed.
When implementing the chosen solution, we manage the implementation process including all employee communication and awareness.
Regular reviews are undertaken to ensure ongoing suitability and performance.
We minimise your administration hassle by acting as the hub for all administration functions including contribution schedules, claims etc. In most cases you would not need to deal directly with any product supplier.
Kaelo membership
Contact us
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Jameson House, 2 Jameson Avenue,
Melrose Estate, Johannesburg, 2196