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July 10, 2017

It will never happen to me

“It will never happen to me” is something we hear often from clients in the financial planning environment. But realistically, why would we be exempt from […]
July 10, 2017

Car pools and lift clubs

Who is liable if someone is injured, disabled or killed? The Importance of having the correct driving licence and insurance cover, if the vehicle is being […]
July 10, 2017

Have you nominated beneficiaries on your life assurance policies?

  In the event of your death, if there is no beneficiary nomination on your policies, the life cover which is paid in terms of the […]
July 10, 2017

Some useful tips to avoid a hijacking situation

Sometimes, it is worth taking the time to remind ourselves to be vigilant and fully aware of our surroundings. Here are some useful tips and hints: […]
July 10, 2017

To carb or not to carb – that is the question?

The article below from BBC News says, in summary, that: High fat-low carb diets are NOT recommended to anyone who wants to lose weight and look […]
July 10, 2017

What happens if you die without a last will and testament?

Two events are inevitable in life – paying tax and dying. Both events need careful planning to make sure that the best possible outcomes are achieved […]
June 2, 2017

Rental property as an asset class

One of the biggest decisions any investor will have to make in his or her lifetime is how to structure an investment portfolio to provide the […]
June 1, 2017

How to avoid WWIII

You know what they say, “Where there’s a Will, there’s a family”. Almost everyone can relate a story of a family descending into unhappiness and uncertainty […]
June 1, 2017

Safeguarding business survival with third party liability insurance

Legal fees, investigation costs and a host of other fees required to defend a legal battle can quickly mount up to large, unaffordable sums. Combined with […]
June 1, 2017

Easy guide to investment “speak”

The key to making the most appropriate investment choice is often simply asking the right questions based on your specific goals and objectives. Poor results can […]
June 1, 2017

Are we outsourcing our best life?

After having to spend a lot of time at home recently, I’ve had the opportunity to do some introspection and reflection. This has helped me to […]
May 3, 2017

Stress is something to stress about

Chances are that when you ask a family member or friend if they live a healthy lifestyle, they will reply in relation to their habits around […]
May 3, 2017

When undertaking your next sporting challenge or adventure, make sure you have the correct insurance in place for your possessions

Preparing to enjoy a “bucket list” event like climbing Mount Everest, playing a round of golf at Augusta National or running the London Marathon, can be […]
May 3, 2017

Generic VS original medication

Do you worry that generic medicines aren’t as good as the brand-name versions? It’s a common misconception that could be costing you money. We all know […]
May 3, 2017

The cost of an opportunity

Saving for your child’s education should be no more complicated than any other savings goal. Many of the current crop of education savings products fail in […]
May 3, 2017

Are your wishes clear if you were to die while your children are still minors?

This is always a very difficult conversation to have with our clients when we are reviewing estate planning principles with them, because it is not a […]
April 6, 2017

You never expect it to happen

But what if you are mentally incapacitated or so ill to the extent that you can’t handle your own affairs? Normally, if you cannot manage your […]
April 6, 2017

The importance of valuation certificates and proof of ownership

In the event of a loss of any type of jewellery, the policyholder is required to provide the insurer with a valuation certificate dated prior to […]
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