Latest News

May 3, 2017

Generic VS original medication

Do you worry that generic medicines aren’t as good as the brand-name versions? It’s a common misconception that could be costing you money. We all know […]
May 3, 2017

The cost of an opportunity

Saving for your child’s education should be no more complicated than any other savings goal. Many of the current crop of education savings products fail in […]
May 3, 2017

Are your wishes clear if you were to die while your children are still minors?

This is always a very difficult conversation to have with our clients when we are reviewing estate planning principles with them, because it is not a […]
April 6, 2017

You never expect it to happen

But what if you are mentally incapacitated or so ill to the extent that you can’t handle your own affairs? Normally, if you cannot manage your […]
April 6, 2017

The importance of valuation certificates and proof of ownership

In the event of a loss of any type of jewellery, the policyholder is required to provide the insurer with a valuation certificate dated prior to […]
April 6, 2017

The flu jab – to have or not to have

The Importance of the In(flu)enza vaccination It is almost the flu season again and we all worry how this will affect us. Yet we never have […]
April 6, 2017

How much is enough?

The calculation of the appropriate amount of Life Cover that each person needs is specific to that person’s unique set of personal circumstances. It’s definitely not […]
April 6, 2017

Easy guide to buy & sell business insurance

If you are in business with one or several business partners, as partners or co-shareholders of a company, it is very important that you consider this […]
March 3, 2017

If you don’t plan to fail, then don’t fail to plan – the importance of budgeting monthly within personal financial planning

Budgeting is a relatively simple concept to understand, but the valuable insight and guidance it provides is very often underestimated with potentially dire consequences. For instance, […]
March 3, 2017

Changing the world one child at a time

It was Aristotle who said, “the educated differ from the uneducated as much as the living from the dead”. Benjamin Franklin summed it up with, “an […]
March 3, 2017

Exercise and Endorphins

As well as the physical benefits of exercise there are some important emotional ones. Considered a natural pain reliever, endorphins (hormones) are released within the body […]
March 3, 2017

Some screening benefits are free… Are you using them?

The earlier medical conditions are detected the better. Discovery Health offers to all members their Screening and Prevention Benefit, which does not affect your day-to-day benefits. […]
March 3, 2017

2017 Budget updates

The results of the 2017 budget speech indicate: The SARS Special Voluntary Disclosure Programme will end in August 2017; That government expenditure for the year will […]
March 3, 2017

The reality of under-insurance

Under-insurance, or ‘average’, is a common problem in the area of short term insurance, which is the type of insurance that covers fixed and movable property. […]
January 26, 2017

It’s not often we think of SARS with appreciation!

However, when one takes into account the investment principles of the Retirement Annuity and the tax breaks that it gives, it becomes obvious that SARS is […]
January 26, 2017

Tax Free Savings Accounts “TFSA”

Tax year-end, being 28th February, approaches and in addition to topping up retirement funds investors should now also looking to utilise their annual tax-free savings limit […]
January 26, 2017

The Bricks & Mortar of “buildings” Insurance

Buildings are often the most valuable asset that we will own. Insuring your buildings correctly is crucial to protecting your investment. Here are some tips to […]
January 26, 2017

Goal Setting: You set them – now how do you stick to them?

The easy part of any goal is setting it. It’s making it happen that isn’t that easy. Look at the number of energetic people at the […]
January 26, 2017

2017 – A new year and new goals

Time to reach for gold! As at the end of 2016, Discovery Health has accumulated volumes of data that has shown that their Vitality programme offers […]
January 26, 2017

Welcome to 2017

With the really difficult year of 2016 behind us it is time to look forward to what 2017 may bring. FPM’s entire reason for existence is […]
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