After working a long hard day, I usually go home, pour myself a glass of wine and settle myself on the couch with my baby on my lap. My fur baby, my child, my pet cat. The only creature I know for sure who will love me, no matter what. It’s called unconditional love and it helps me to recover from the working day and its challenges.
That is most days except for one Thursday when things were different and my heart broke.
Arriving home, I wasn’t greeted as I normally am. My little fur baby was lying in the corner and not moving. I rushed him to the vet, only to be told that he had been hit by a car. How he made it home is a mystery, but thank goodness he did!
I have always said that if something like this were to happen to him, I would do anything, pay anything to save my little fur child. Well, this thought was certainly put to the test!
A breath-stopping R15,000 later and I was able to take him back home! R15,000, OUCH!
People buy insurance cover for those unplanned events that have financial consequences resulting from unexpected events or happenings. Unplanned expenses can leave you seriously out-of-pocket.
Having a “pet health savings account” can be a good idea, but not instead of pet insurance. What if two months into your savings plan, your pet becomes seriously sick or injured and requires treatment totaling several thousand rand? You’d be a little short. That’s when a pet insurance policy comes in handy.
Specialisation in veterinary medicine is increasing and this will continue in the future. Specialty and emergency hospitals play an important role in providing quality healthcare for your pet and can often be the difference between the successful or unsuccessful treatment of your pet. This will usually involve a large and often unexpected veterinary bill.
So, if your pet was seriously ill or injured and required major surgery and/or an extended hospital stay, would you be willing or able to spend R5,000 or R10,000 if it were required? If your answer is yes, but you’re worried about how you could afford it, then you should consider purchasing pet insurance.
Covering both dogs and cats, FPM can assist in sourcing suitable Pet Insurance which can ease the strain of mounting vet bills while you nurse your furry friend back to health.
Not only can we help with options for unexpected illnesses or accidents, but also cover for routine expenses such as vaccinations and tick and flea control.
This article is a general information sheet and should not be used or relied on as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your financial adviser for specific and detailed advice. Errors and omissions excepted. (E&OE)
FPM Short Term Insurance Brokers
011 778 9300