Men’s health in the spotlight

A1BIf you’re like most men, you probably try to avoid the doctor whenever possible. That’s understandable, but it could be dangerous – for you and your family.

That’s why, in this month’s edition, we look at men’s health and in particular the diseases that are most likely to affect them.

According to the WebMD or Web Doctor, some of the biggest causes of men’s ill health and death include:

  1. Cardiovascular disease, which can lead to heart attacks and strokes
  2. Lung cancer
  3. Prostate cancer
  4. Diabetes

Although some of these conditions are preventable and most of them are treatable, the high cost of medical care could leave you out of pocket and possibly indebted.

Critical illness cover pays for the unexpected costs of severe illness

Depending on your medical scheme, you may or may not be fully covered should you become critically ill. If your medical costs are not fully covered, you’ll need to pay the shortfall out of your own pocket.

A critical illness can devastate you both physically and financially

That’s why critical illness cover is crucial. Formerly known as dread disease cover, critical illness cover is widely available from insurance companies. And, it can be designed to suit your pocket because the premiums are calculated according to your specific risk profile and the amount of cover you choose.

Imagine how handy a lump sum of money would be if you are diagnosed with a critical illness. You may use the money as you wish:

  1. To pay off debt
  2. Seek alternative treatment not typically covered by your medical scheme
  3. Resign from your job to focus on healing
  4. Take a relaxing holiday after your treatment.

The choice is yours.

A critical illness policy covers all the diseases mentioned above – and many others.

FPM will source the best critical illness cover available and help you to apply for it.

For a quote, please contact Michael Tongs at michael@fpm.co.za or on 086 1111 376.

gemmaGemma De Luca
Paraplanner and Fiduciary Specialist
gemma@fpm.co.za
086 1111 376

This article is a general information sheet and should not be used or relied on as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein. Always contact your financial adviser for specific and detailed advice. Errors and omissions excepted. (E&OE)