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October 10, 2017

No matter how much you have, it’s always a lot when you lose it

Life is exciting at the moment! I just completed my studies, started a new job, bought a new car and I am moving out of mom […]
October 10, 2017

Easy guide to pension and provident funds

Retirement funds are either pension or provident funds. They are offered by companies to their employees. It is not compulsory to offer employees a retirement fund, […]
September 4, 2017

Later is a privilege – not a right

Life always seem to get into the way of us doing what we should be doing – like proper planning for the day when we may […]
September 4, 2017

The advantages of a testamentary trust

Generally, we are all familiar to some degree with the concept of a trust which is established during the lifetime of the trust donor or founder. […]
September 4, 2017

Medical expense tax credits

Make sure you take full advantage of legislation to reduce your tax! There are two main areas in which your tax can be reduced: Medical scheme […]
September 4, 2017

As winter began to make itself felt, the questions started about what we were going to knit this year?

After much debate around the merits of knitting or crocheting and taking into account that some were not such experienced crafters, it was decided on scarves […]
September 4, 2017

Matters to consider when drafting a Last Will and Testament

When considering the content of your Will, there are a number of important decisions to make to ensure that your family is not left in an […]
September 4, 2017

Insurance excesses explained:

So, what is an excess and why do so many insurance contracts have them? An insurance excess (sometimes also referred to as a First Amount Payable […]
August 10, 2017

What should you consider when appointing trustees?

Notwithstanding recent changes to tax legislation, establishing a discretionary trust for the right reasons can still be an effective estate planning tool. After taking appropriate advice, […]
August 10, 2017

Are you covered for critical illness, severe illness and dread disease?

The descriptions for this type of cover differ. In the financial planning environment, it is known as Critical Illness, Severe Illness or Dread Disease. As the […]
August 10, 2017

Mandela Day 2017

At FPM, we take our commitment to corporate social responsibility very seriously. We understand the importance of giving back, both as a company and as individuals. […]
August 10, 2017

As a couple, should you have a joint or separate last will and testament

We all know the importance of having a Last Will and Testament that is up to date. This document is certainly one of the fundamental pillars […]
August 10, 2017

Going green – Make sure you’ve got it covered

In this ever evolving climate change era, the importance of reducing our carbon footprint cannot be overstated. While you may be taking all reasonable steps to […]
August 10, 2017

Vitality – Are you there yet?

It’s easy to argue that reaching Gold status on Discovery’s Vitality rewards program is more difficult than ever this year. And that’s a good thing. The […]
July 12, 2017

Cyber Liability Insurance – Get your business covered!

MALWARE. RANSOMWARE. PHISHING. SPYWARE. VIRUSES. TROJANS & WORMS – A COCKTAIL OF THREATS READY TO ATTACK YOUR DATA, EVERY MINUTE OF EVERY DAY!  Our increasing dependence […]
July 10, 2017

It will never happen to me

“It will never happen to me” is something we hear often from clients in the financial planning environment. But realistically, why would we be exempt from […]
July 10, 2017

Car pools and lift clubs

Who is liable if someone is injured, disabled or killed? The Importance of having the correct driving licence and insurance cover, if the vehicle is being […]
July 10, 2017

Have you nominated beneficiaries on your life assurance policies?

  In the event of your death, if there is no beneficiary nomination on your policies, the life cover which is paid in terms of the […]
July 10, 2017

Some useful tips to avoid a hijacking situation

Sometimes, it is worth taking the time to remind ourselves to be vigilant and fully aware of our surroundings. Here are some useful tips and hints: […]
July 10, 2017

To carb or not to carb – that is the question?

The article below from BBC News says, in summary, that: High fat-low carb diets are NOT recommended to anyone who wants to lose weight and look […]
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